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Terms of Service

Last updated: October 21, 2026

1. Acceptance of Terms

By accessing this website or purchasing CogniVault System ("the Product"), you agree to these Terms of Service. If you do not agree, do not use the website or the Product. These Terms are offered by MML Digital, operated by Marlete Maria Lima (CPF: 807.268.016-15), Rua Wilson Teixeira, 820, Jardim Panorama, Ipatinga - MG, CEP: 35164-246, Brazil.

2. Description of the Product

CogniVault is a digital software extension for personal productivity and cognitive organization, designed to work alongside the FocusForge dashboard. It lets you capture, categorize and store notes, ideas and to-dos. It is not a medical, psychological, therapeutic or financial service.

3. Eligibility and Account

You must be at least 18 years old or the age of majority in your jurisdiction. You are responsible for keeping your access credentials confidential and for all activity under your account.

4. Pricing and Payment

The Product is offered as a one-time upgrade for US$ 49.00, unless otherwise stated at checkout. Payments are processed by a third-party payment provider; we do not store your full card details. Your purchase is only confirmed after the payment provider approves the transaction. Applicable taxes or currency conversion fees may be charged by your bank or provider.

5. License to Use

Upon confirmed payment, you receive a personal, non-exclusive, non-transferable license to use the Product as described in our EULA. All rights not expressly granted remain with MML Digital.

6. Acceptable Use

You agree not to resell, share, copy, reverse engineer, or use the Product for unlawful purposes, to store illegal content, or in any way that could damage, disable or overburden our services.

7. Intellectual Property

All content, trademarks, logos, software and materials on this website and in the Product are the property of MML Digital or its licensors and are protected by applicable intellectual property laws.

8. No Guarantee of Results

The Product is an organizational tool. Individual results depend on personal use and are not guaranteed. Nothing on this website constitutes professional, medical, psychological or financial advice.

9. Limitation of Liability

To the maximum extent permitted by law, MML Digital shall not be liable for indirect, incidental or consequential damages, including loss of data or profits. Our total liability is limited to the amount you paid for the Product. Nothing in these Terms limits rights you have under mandatory consumer protection laws, including the Brazilian Consumer Defense Code (Law No. 8,078/1990).

10. Refunds

Refunds and cancellations are governed by our Refund & Cancellation Policy.

11. Changes to the Terms

We may update these Terms from time to time. The updated version will be posted on this page with a new "Last updated" date. Continued use after changes means you accept the revised Terms.

12. Governing Law

These Terms are governed by the laws of the Federative Republic of Brazil. Disputes shall be submitted to the courts of the consumer's domicile, as provided by Brazilian law.

13. Contact

Questions about these Terms: support@mmldigital.site.